By visiting any Web site (such as,,, or any other Web site owned by Insight for Living), you accept and agree with the terms and conditions set forth in this notice. Any references to Insight for Living (and/or "IFL") in this document also apply to all IFL Web sites.

Materials submitted, uploaded or posted to IFL Web sites or blogs

IFL does not claim ownership of materials you submit, upload or post through any of our Web sites or blogs. Our privacy policy describes how we will treat certain personal information you submit. Aside from the materials covered by our privacy policy, if you submit, upload, post, input or in any other way provide IFL with any materials, then by doing so you are granting IFL, its affiliated ministries and sub-licensees a perpetual, fully paid, royalty-free, irrevocable, non-exclusive license to sound record, reproduce, modify, adapt, publish, broadcast, publicly perform, publicly display, sub-license, distribute, translate, or make derivative works from your material in any medium or technology now known or later developed.

This applies to all materials - including, but not limited to, comments, testimonials, videos, photographs, ideas, graphic designs or sound recordings - submitted to IFL through any of its Web sites, blogs, or social media accounts. IFL will be under no obligation to use your materials or return them to you. Unless otherwise stipulated in a separate written agreement signed by a duly authorized officer of IFL, there will be no compensation to you if we use your submitted materials.

By submitting, uploading, posting or otherwise providing any material to IFL through its Web sites, blogs, or social media accounts, you warrant that you own or otherwise are authorized to control all of the rights to your material including, but not limited to, all the rights and permissions necessary for you to submit, upload, post or otherwise provide the materials.